As the name suggests –your financial behaviour has ups and downs. You might have some money habits that cost you a lot of money. When you like something, you buy it, and you have a hard time resisting a great deal but you don't go through the internet looking for the best price. You enjoy going out with friends and do not really keep track of your expenses.
In spite of that, you do think you're able to ration your money effectively because you do save on expenses when you are short on money, don't have much debt and aren't likely to throw away something you can still use. This contrast can possibly be explained that you enjoy spending money on things that you consider are worth it but you would never spend money that you don't have.
Compared to the "cannot control finances" category, you don't carry so much debt, and don't need to borrow money at the end of the month. Compared to bingers, financial rollercoasters can be characterized by rather positive financial traits (e.g. saving up money).
16% people belong in this financial personality type.
We hope you enjoyed the quiz and are so happy to have contributed to your financial journey. 💪 Join the heyfina movement and get access to our app and more quick knowledge bites!